How to Link Aadhaar Card to LIC Policy: A Step-by-Step Guide

byDilip PrasadLast Updated: October 11, 2023
How to Link Aadhaar Card to LIC Policy: A Step-by-Step Guide
How to Link Aadhaar Card to LIC Policy: A Step-by-Step Guide

In the digital age, the Indian government has implemented various measures to streamline processes and enhance security, including linking Aadhaar cards to different services. If you have a Life Insurance Corporation (LIC) policy, it is important to link your Aadhaar card to ensure authenticity and transparency.

LIC stands for Life Insurance Corporation. It is a state-owned insurance company in India that offers a wide range of life insurance products and services to individuals and organizations. LIC is known for its extensive network, reliable insurance coverage, and customer-centric approach, making it one of the leading insurance providers in the country.

This blog serves as a comprehensive guide, providing you with a step-by-step approach to seamlessly link your Aadhaar card to your LIC policy. By following these simple instructions, you can navigate the linking process with ease, ensuring compliance with government regulations while enjoying the benefits of a secure and streamlined insurance experience.

Prerequisites Before Linking Aadhaar Card to LIC Policy

  • Aadhaar card: It is crucial to have your original Aadhaar card as it will be required for the linking process.
  • LIC Policy Documents: Keep the original policy documents along with a photocopy for reference.
  • Visit the official LIC website ( and navigate to the ‘Link Aadhaar and PAN to Policy’ section. You can find this under the ‘Online Services’ or ‘Customer Services’ tab.
  • Click on the ‘Link Aadhaar and PAN to Policy’ option.
  • On the new screen that opens, you will be asked to enter the required details, including policy number, Aadhaar number, and PAN card number. Fill in the details accurately.
  • After entering the details, cross-verify them to ensure accuracy of information. Then, click on the ‘Submit’ button.
  • Once you submit the form, a confirmation message will be displayed on the screen indicating successful submission.
  • The linking process usually takes a few working days to be completed. You will receive an email or SMS confirmation once the linking is successful.
  • Visit your nearest LIC branch office.
  • Collect the LIC Aadhaar Linking Form, also known as the UID Mandate Form.
  • Fill in the form accurately with the necessary details, including policy number, Aadhaar number, and PAN card number. Make sure to attach a photocopy of your Aadhaar card with the form.
  • Submit the filled form and photocopies of required documents to the LIC representative.
  • The LIC representative will verify your documents and provide you with an acknowledgement receipt for future reference.
  • After processing the request, LIC will update your policy with the linked Aadhaar card.

Note: Remember to carry the original documents for verification at the LIC branch office.

  • Authenticity and Transparency: Linking LIC policies with Aadhaar enhances the authenticity and transparency of policyholder information. It helps establish a verifiable connection between the policyholder’s identity and their insurance policies, reducing the possibility of fraud or impersonation.
  • Simplified KYC Process: By linking Aadhaar with LIC policies, the Know Your Customer (KYC) process becomes simpler and more streamlined. The Aadhaar card serves as a valid proof of identity and address, eliminating the need for multiple documents during policy application or renewal.
  • Convenient Premium Payment: Aadhaar-linked LIC policies enable policyholders to make premium payments easily. The Aadhaar-based e-KYC service allows for seamless digital authentication, facilitating hassle-free online premium payments without the need for additional documentation.
  • Quicker Claims Settlement: Linking Aadhaar with LIC policies expedites the claims settlement process. It helps in verifying the policyholder’s identity and other relevant details, enabling faster processing and settlement of claims, thereby reducing unnecessary delays.
  • Direct Benefit Transfers: Linking Aadhaar with LIC policies enables policyholders to receive government subsidies, benefits, and direct transfers. Various welfare schemes, subsidies, or financial assistance provided by the government can be directly credited to the policyholder’s bank account linked to their Aadhaar, making access to such benefits more efficient.
  • Security and Fraud Prevention: Linking Aadhaar with LIC policies enhances security and helps prevent identity fraud. It ensures that policy benefits are availed only by legitimate policyholders, reducing the risk of fraudulent claims and enhancing the overall integrity of the insurance system.
  • Digitization and Convenience: Linking LIC policies with Aadhaar aligns with the government’s digitization initiatives. It promotes a paperless and online approach, allowing policyholders to access and manage their policies conveniently through online portals or mobile apps.


Linking your Aadhaar card to your LIC policy is a simple and essential process that helps in maintaining accurate records and ensuring the integrity of policyholder’s information. Whether you choose to do it online or offline, following the step-by-step guide outlined in this blog will help you complete the process smoothly. By linking your Aadhaar card to your LIC policy, you comply with government regulations and contribute to a more efficient and transparent insurance system in India.


What are the prerequisites before linking Aadhaar card to LIC policy?

To link your Aadhaar card to LIC policy, make sure you have the original Aadhaar card and the LIC policy documents along with their photocopies.
Linking Aadhaar card with LIC policy enhances authenticity, simplifies the KYC process, facilitates convenient premium payments, expedites claims settlement, enables direct benefit transfers, enhances security, and aligns with digitization initiatives.

What are the benefits of linking Aadhaar card with LIC policy?

The benefits include authenticity and transparency, simplified KYC process, convenient premium payment, quicker claims settlement, direct benefit transfers, enhanced security, and digitization and convenience.
Yes, you can link your LIC policy with Aadhaar even if it is not mandatory. It is a recommended step to ensure accurate records and enjoy the associated benefits.

How does linking Aadhaar card to LIC policy contribute to a transparent insurance system?

Linking Aadhaar card to LIC policy enhances the integrity of policyholder information, reduces the possibility of fraud or impersonation, and promotes a more transparent insurance system by establishing a verifiable connection between policyholders’ identity and their insurance policies.

Related News

EPFO Discontinues Acceptance of Aadhaar Card as Proof of Date of Birth

The Employees' Provident Fund Organisation (EPFO) in India has announced that it will no longer accept the Aadhaar Card as proof of date of birth. The decision was made with the approval of the Central Provident Fund Commissioner (CPFC). Instead, the EPFO will now consider other documents as valid proof of date of birth, such as marksheets from recognized government boards or universities, school leaving certificates, PAN cards, and passports. The Aadhaar Card is primarily an identity verification tool and not a proof of birth, according to the EPFO. This change was made in response to a directive from the Unique Identification Authority of India (UIDAI).
News Post: January 22, 2024

Centre Collected Rs 4,000 Cr Due to Missed Due Date for PAN-Aadhaar Linking

The last deadline to link your Aadhaar and PAN was 30th June 2023. An estimated 44 crore people had linked their PAN and Aadhaar by the 30th. Now citizens have to pay a hefty fine of Rs 1000 to link these two identity documents. If you do not link these two documents, you will face issues with bank transactions and won't be able to avail of any government schemes.
News Post: December 27, 2023

You May Also Like