How to Make Credit Card Bill Payment on Paytm?

With the Paytm application, you can make credit card bill payments. Paytm supports CC bill payments making it a convenient experience for users. A few benefits of paying the CC bills via Paytm are:

  • It is easy, simple, and secure
  • In return for making credit card bill payments, the Paytm app provides ‘instant settlements’, ‘guaranteed rewards’, and flexible payment methods to its users
  • You can use Paytm Wallet to make credit card payments through various avenues like UPI, net banking, and debit cards
  • With the Paytm app, you can set credit card bill reminders. This reminds you to make payments of your credit card bills before the due date in order to avoid late fee charges. Therefore, you can maintain a good credit score
  • You can make credit card bill payments without worrying about your CIBIL score. Paytm allows you to make CC payments even when the score is low
  • You can also add more than one card to your Paytm account. This way you can easily manage your credit card bill payments in one place. Paytm mobile application accepts payments for Visa, Master, Rupay, American Express/Amex, and Diner cards from almost all major banks

How to do Credit Card Bill Payments on Paytm – Guidelines

Launch the Paytm application on your phone, sign in and follow the simple two-step process for making the credit card bill payments-

  • Scroll down to the ‘Recharge & Bill Payments’ section on the homepage

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  • Click on the separate icon for ‘Credit Card Bill’ (as in Image 1 below); next, you will be asked to add a new card and enter the card details (as illustrated in Image 2)

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  • Once you enter the card number, the Paytm application automatically detects the type of card. It finds out if it is Visa, Rupay, Amex, Mastercard, etc., and the associated bank if any. Add the amount that you wish to pay and click on ‘Proceed’

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  • Alternatively, if you have already added your credit card details on Paytm, it will show up automatically. Hence, you can avoid the hassle of re-entering the same details. You can also ‘Pay Bill’ directly through your added credit card

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  • Once the payment has been done, it is posted to your card in the next 30 minutes. However, it also depends on the card issuer. You can also avail of attractive bank offers and promo codes by paying your credit card bills on Paytm

CC Bill Reminders

Paytm has a CC bill reminder facility and so, here are its key advantages:

  • Never miss a credit card bill payment by enabling reminders. Paytm will send you regular reminders on your registered mobile number. It reminds you before the due date so that you stay away from late or missed credit card bill payments

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  • You can add all your credit cards to one place as well as set reminders for each of them
  • You can delete the card anytime or disable reminders

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  • The Credit Card Bill Payment option can also be found under the ‘Popular Services’ section in the ‘My Recharges & Bills’

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  • Paytm allows the facility of credit card bill payment to consumers with any CIBIL scores. Paytm is committed to improving your financial status & credit score
  • Sign up to the Paytm application, if you are a first-time user to use the Paytm wallet, and/or make transactions using your debit & credit cards, or UPI
  • If you wish to use Paytm’s UPI feature, you can go ahead with Paytm’s simple online KYC verification procedure which can be completed by submitting any identity proof such as an Aadhaar card or passport

Thus, Paytm is an all-in-one solution for your multiple credit card bill payments. While you can set reminders for all your credit card bill payments, you can also earn from various offers and rewards by making payments on the application. Watch here how to make CC bill payments on Paytm.

FAQs
Shall I be charged for making a credit card bill payment through Paytm?
No. You incur Zero charges for credit card bill payments. You have to pay a minimal fee when you add money from a credit card to the Paytm wallet.
Can I improve my credit score?
Credit scores depend on the regularity and consistency of bill payments. Whether you miss out or make late payments, if there are frequently late or missed bill payments, then your credit score can go down. Set credit card bill payment reminders on Paytm and make regular payments before the due date to maintain a good credit score.
How to avoid credit card interest?
The credit card’s interest is calculated on the outstanding bill amount. If you make full payment before the due date, then no interest will be charged. However, if you pay the credit card bill partially, then interest on the remaining amount will be added.
Should I pay the full amount or minimum due?
Minimum due payments only help in avoiding penalty and interest does get charged on the outstanding bill. Hence, it is better to make the full payment at the earliest.
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