How to Create UPI ID on Paytm?

Paytm allows the direct transfer of money between the banks in a few, simple steps. So, you can use the UPI feature on the Paytm app to transfer money directly from one bank to the other. Payments through Paytm UPI are safe, quick, and easy. When you create your UPI account, Paytm generates a UPI ID with the number associated with your bank account. You can link your bank account with Paytm and thus create a new UPI ID.

How to Create UPI ID on Paytm – Steps to follow

You need to launch the Paytm app to log in to your account and then follow the steps mentioned below –

  • Click on the profile picture on the top left of your screen


  • Scroll down to ‘Your Accounts’ and go to the ‘UPI’ section



  • Paytm will redirect you to choose your bank from a list of all major banks


  • Once you select the bank, Paytm will verify if the bank account is linked with the same number as that of your Paytm account


  • When verified, it will link your bank account with your Paytm account and create a new UPI ID
  • At times, you may get a notification on the top of your homepage to ‘Send Money directly from Bank A/c’ as in the picture below. As soon as you opt for ‘Add Bank A/c’, Paytm directs you to a page consisting of a list of all major banks. You have to choose among them and follow the similar procedure as mentioned earlier


  • Once your UPI ID is created, you can see it in the ‘UPI’ section of ‘Your Accounts’ as shown in the picture below


  • You can link more than one bank account under the same UPI ID. One of them will be your Primary Account which is your default bank to send or receive payments. You may switch among the several bank accounts to change the Primary Bank Account

After you successfully create your UPI ID, you can share it for direct money transfer to your bank account. You can send as well as receive payments directly from and to the bank account.

Watch How to Create a BHIM UPI ID on Paytm

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