How to Check Aadhaar Linking Status with Bank Online & Offline?

Direct benefit transfer (DBT) is a government program in India that aims to deliver social welfare benefits and subsidies directly to the bank accounts of eligible beneficiaries. The program uses the Aadhaar card, which is a 12-digit unique identity number issued by the government to all residents of India, as a means of verifying the identity of beneficiaries and ensuring that the benefits are delivered to the correct person.

Aadhaar can be linked to a bank account online, via SMS, mobile application, phone banking, or by visiting the nearest bank branch. Once Aadhaar is linked to a bank account, its status can be checked by visiting the UIDAI website.

In this blog, we will explain how to check Aadhaar linking status with bank using a few simple steps.

Steps to Check Aadhaar and Bank Account Linking Status Online

UIDAI has made it simple for users to check Aadhaar-bank linking status using its official website shortly after the Aadhaar has been linked to the bank account. The steps to verify the status of your Aadhaar-bank linking are as follows-

• Visit the official website of the Unique Identification Authority of India (UIDAI) at https://uidai.gov.in/.
• On the UIDAI homepage, navigate to the “Aadhaar Services” section. You can find it either in the main menu or in the quick links section.

• Under the Aadhaar Services section, locate the option titled “Check Aadhaar & Bank Account Linking Status” or a similar option that indicates the linking status of your Aadhaar with a bank account. Click on it.

• You will be redirected to a new page where you can check the linking status. This page may require you to enter your Aadhaar number and a security code for verification. Provide the necessary details and click on the “Submit” or “Check Status” button.
• Once you submit the details, the system will verify the information and display the linking status of your Aadhaar with the bank account. It will indicate whether your Aadhaar is linked or not linked to your bank account.
• If your Aadhaar is linked to the bank account, you will see a confirmation message stating the same. If it is not linked, the system will display a message indicating that your Aadhaar is not linked to the bank account.

Read: How to check Aadhaar card status easily?

Check the Status of Aadhaar Linking to Bank Account Through Mobile

Users who do not have internet access can check their Aadhaar linking status with their bank by following the instructions below:

• Dial *99*99*1# from the mobile number registered with UIDAI
• Enter 12-digit Aadhaar number
• Re-enter your Aadhaar number to check Aadhaar linking status with bank

Points to Note: 

• It is not necessary to link Aadhaar with a bank unless one wishes to avail government schemes and related services
• Users can check their own Aadhaar-bank linking status, which highlights the importance of understanding how to prevent Aadhaar card misuse

You can also check your Bank Account Linking status by dialing USSD code – *99*99*1##BankOnYourAadhaar #GoCashlessGoDigital pic.twitter.com/vTDh73YFNm

— Aadhaar (@UIDAI) December 23, 2016

Steps to Check the Status of Aadhaar Card Linking to Bank Account Through mAadhaar App

• Log in to your account using the mAadhaar app.
• Select ‘My Aadhaar’ from the drop-down menu.
• Click ‘Aadhaar-Bank Account Link Status.’
• Enter your Aadhaar number as well as the captcha code.
• Select the ‘Request OTP’ option.
• Enter the OTP that was sent to your registered mobile number.
• Click ‘Verify’ to see if your bank account is linked to your Aadhaar number.

Also Read: What is mAadhaar Mobile Application and How to Use it?

How to Link Account to Avail Government Schemes?

The steps to link a bank account to in order to avail government schemes are as follows:

• Open the Paytm mobile app
• Tap on ‘Paytm Bank’ on the home screen
• Next, scroll down to the ‘Services’ section and tap on ‘All Bank Services’

• Next, tap on ‘Enroll for Direct Benefits Transfer’ and then tap on ‘Link your Account’
• Upon tapping, two options will appear: ‘ Savings A/C‘ and ‘Replace currently linked Bank Account’. Choose the relevant option.

• Tap on ‘Proceed’ and check the box next to ‘terms and conditions’ to link your bank account
• Tap on ‘Submit’ to link your bank account and avail benefits of 400+ government schemes

Direct Benefit Transfer (DBT) is a government initiative designed to provide financial aid and subsidies directly to the bank accounts of eligible beneficiaries. This service aims to reduce corruption and ensure that intended recipients receive the benefits they are entitled to. Paytm, as a leading digital wallet and payment service in India, offers a platform for users to access the DBT scheme and receive these benefits directly into their Paytm accounts. This enables beneficiaries to easily access and use the funds for their intended purposes, such as purchasing goods and services or transferring money to their bank accounts.

“We have always strived to provide a wholesome banking experience to our users, and direct subsidy transfers would help millions of customers, especially those from the tier 2 & 3 cities”

Satish Kumar Gupta, CEO and Managing Director at

The process of linking a PPBL account does not require a beneficiary to submit numerous documents, requiring only a few taps. Beneficiaries who successfully link their bank accounts can receive funds or benefits directly into their bank accounts via Direct Benefit Transfer (DBT).

Unlike other long and time-consuming processes for availing various government schemes and benefits, Limited (PPBL) allows users to link their account or other bank accounts with a few taps. Paytm’s services are paperless, fast, digital, and efficient. To learn more, explore the Paytm app!

Also Read: How to Link Aadhaar with Mobile Number?