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A Comprehensive Guide to Money Transfer, Recharges, Bill Payments and Other Digital Payments | Paytm Blog
  • Money Transfer
    • UPI
    • NEFT
    • IMPS
    • RTGS
  • Recharge & Bill Payments
    • Mobile Recharge
    • Mobile Bills
    • Credit Card Bills
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Insurance
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The Basics of No Claim Bonus (NCB) and How to Maximize ItMarch 13, 2026

In India, over 70% of motor insurance claims are for minor damages, often costing less than ₹10,000, which…

Insurance
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How Your Driving Record Affects Your Car Insurance RatesMarch 13, 2026

Rohan from Bengaluru nearly faced a significant hike in his car insurance renewal because of a minor parking…

UPI
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Scan & Pay Without a Bank Account? Understanding Wallet-based QR Payments vs. UPIMarch 13, 2026

Priya from Bengaluru was at the local market, ready to buy fresh vegetables. She realised she’d left her…

UPI
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Why Your Scan & Pay App Needs a Strong UPI Backend: a Performance PerspectiveMarch 13, 2026

India’s Unified Payments Interface (UPI) recently processed over 13 billion transactions in a single month, setting new global…

UPI
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Choosing Your Method: When to Use Direct UPI Id vs. Scan & Pay for Different TransactionsMarch 13, 2026

“Done, ji! Your payment is complete.” “Just a moment, let me check my phone first.” This short exchange,…

UPI
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The User Journey: How UPI and Scan & Pay Collaborate for Seamless PaymentsMarch 13, 2026

In India, digital payment transactions have surged dramatically, with UPI alone processing over 13 billion transactions worth ₹19.78…

UPI
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For Merchants: Why Understanding Both UPI and Scan & Pay Matters for Your BusinessMarch 13, 2026

Imagine trying to find a specific book in a library that has no catalogue – you’d spend ages…

UPI
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Myth Buster: ‘Scan & Pay Is a Separate Payment System’ – Understanding the UPI ConnectionMarch 13, 2026

‘Scan & Pay’ isn’t a separate payment system; it’s simply a convenient method that uses the underlying Unified…

UPI
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The Technology Stack: How UPI Powers Your Scan & Pay TransactionsMarch 13, 2026

The National Payments Corporation of India (NPCI) recently announced that digital payment transactions in India have consistently surpassed…

UPI
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Beyond QR Codes: When You Use UPI Without Scanning (and Vice Versa)March 13, 2026

Many people in India believe that to make a UPI payment, you absolutely must scan a QR code.…

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