Receive money on your Paytm account just by sharing your QR code, mobile number, bank account, or UPI ID—whichever works best for you. That’s all it takes. No complicated setup, no delays. Just share your preferred detail, and the money lands in your account within seconds. If you’ve ever wondered how to receive money using Paytm or need a quick way to receive payment on Paytm app, this guide is for you. Whether it’s for personal use or business, Paytm makes receiving money fast, easy, and secure.
Different Ways to Receive Money Using Paytm
Share Your UPI ID
One of the simplest ways to receive money on Paytm is by sharing your UPI ID. This method doesn’t require scanning a QR code or entering bank details—just share your UPI ID, and you’re good to go. The sender can transfer money directly using any UPI-enabled app or even through net banking.
Your UPI ID on Paytm usually looks something like: yourmobilenumber@paytm+bank (e.g., 987xxxx210@paytm). You can find this in the ‘UPI & Payment Settings’ section of your Paytm app.
How to Check Your UPI ID on Paytm?
There are two quick ways to check your UPI ID on the Paytm app:
Method 1:
- Open the Paytm app and tap your profile icon (top left).
- Select ‘UPI & Payment Settings’.
- You’ll see your UPI ID on the screen.
Method 2 (Even Quicker):
Copy and share your UPI ID with anyone to receive money instantly.
Just tap your profile picture on the home screen, and your UPI ID and QR code will appear right below it.
As part of the Paytm money receiving process, once the sender enters your UPI ID and initiates the payment, the money is instantly credited to your Paytm-linked bank account. You’ll get a notification as soon as the transaction is successful.
Note: You can always choose to change your UPI ID to something that suits you. Paytm offers 4 different UPI ID options—powered by Yes Bank, SBI, Axis Bank, and HDFC Bank—so you can pick the one you prefer.
Share Your Registered Mobile Number
Don’t want to bother with UPI IDs or QR codes? No problem. You can simply share your Paytm-registered mobile number to receive payment on Paytm app. It’s one of the easiest ways to get paid—especially when someone is already using Paytm or any other UPI-enabled app.
Tip: Using multiple bank accounts? You can easily switch and set any of them as your primary account in the Paytm app—so your received payments always go exactly where you want them.
Share Bank Account Details
Prefer a direct bank transfer? You can easily receive money from the bank via Paytm by sharing your linked bank account details. This option is useful when the sender prefers to pay through traditional banking methods instead of UPI or QR codes.
Simply share these details:
- Account Holder Name
- Bank Account Number
- IFSC Code
Once the sender transfers the money, it gets credited straight to your account—usually within minutes, depending on the mode of transfer (IMPS, NEFT, or RTGS).
Tip: Share your bank details only with trusted sources to keep your account secure.
Also check: How to Send Money to Bank Account Through Paytm?
Use Paytm QR Code to Receive Money
The easiest way to receive money on Paytm is through your personal QR code. Whether you’re a shop owner, freelancer, or just splitting bills, all it takes is a quick scan.
With the Paytm QR code receive money process, there’s no need to share your mobile number or bank details. Just share your QR code, and the money gets credited to your linked bank account in seconds.
Note: Even if you’re not physically present, you can still get paid with ease. Just open the Paytm app, tap on your profile, and select the ‘Share QR’ option to send your code directly—or share a saved image of it. The payer can scan the QR from their phone gallery and transfer the money instantly—no need for you to be there.
Paytm QR Widget?
The Paytm QR Widget is a quick way to receive money without opening the Paytm app. It adds your QR code directly to your phone’s home screen.
Whenever someone wants to pay you, just show them the QR from your home screen. Once they scan and pay, you’ll hear a coin-drop sound as confirmation.
This feature is useful for shopkeepers, delivery agents, freelancers, small business owners—basically anyone who wants to get paid faster.
Check: How to Set Up Paytm QR Widget on Android/iOS Home Screen?
Stay Cautious While Receiving Money
While Paytm ensures a secure platform for UPI transactions, scams often happen when someone pretends to send you money but tricks you into clicking or doing something risky. Here’s what to be careful about:
- Don’t trust payment screenshots as proof of money received. Always verify the payment in your Paytm app or via SMS from your bank before handing over goods or services.
- Never click on suspicious links sent by someone claiming they’re transferring money to you. These links can be fake and might lead to phishing websites designed to steal your data.
- You don’t need to enter your UPI PIN to receive money. If someone insists that you approve or “accept” the payment by entering your PIN, it’s a scam. UPI PIN is only required when you are sending money.
- Avoid sharing your screen or personal details during a transaction, even if the other person claims to be from customer support.
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