How to Add Money to Paytm Wallet?

byYashi DasLast Updated: January 11, 2023
How to Add Money to Paytm Wallet

Paytm wallet is a digital wallet that allows you to perform cashless transactions by sending and/or receiving money from other Paytm users. You can also transfer money from your bank account to your wallet using UPI, internet banking, or credit/debit cards.

You can use your Paytm Wallet to perform the following actions:

  • Recharge your mobile (both prepaid & postpaid), metro cards & DTH
  • Buy & Recharge Paytm FASTag as well as recharge other bank’s FASTags
  • Make utility bill payments like electricity bills, gas cylinders/pipelines, landline/broadband, etc.
  • Make payments at retail shops, petrol pumps or pay for milk, cab rides, auto-rickshaw rides, your maid’s salary or driver
  • Book flight, train, or bus tickets on the Paytm app. You can also use the Paytm Wallet to make payments at IRCTC, or other travel ticket booking sites/apps
  • Order food and/or medicines, book movie tickets or events, buy subscriptions, etc.

Let’s take a look at how you can add money to your Paytm wallet-

Add Money to your Paytm Wallet through UPI

Linking your bank account to Paytm allows you to perform fast-forward transactions on the Paytm app, allowing you to make payments with a single click. You can use third-party apps and payment gateways to make faster bank-to-bank transfers and/or payments.

Follow these simple steps to add money to your Paytm wallet directly from your bank account:

  • Open the Paytm mobile application and click the ‘Paytm Wallet’ icon
  • The following screen will display several options, one of which is to ‘Add Money.’ In this section, enter the amount that you want to add to your Paytm wallet
  • Click on ‘Proceed to add money’ to your wallet and, if applicable, enter a Promo code.
  • Following that, you will be able to see all of the bank accounts that have been linked to your Paytm app. Choose the account from which you want to add money to your Paytm wallet and click ‘Pay Rs. XXX’.
  • After that, enter your passcode or PIN for the specific bank account. The money will be debited from the selected bank account and will be added to your Paytm wallet within a few seconds
  • In a few rare cases, where the add money status is ‘Pending,’ you must wait for a while before the transaction is completed. There is no need to panic in such a situation because it is simply a result of network connectivity. You can be confident that your money will be added to your Paytm wallet or refunded to your bank account.

Add Money Through Net Banking

Paytm allows you to add money from your bank account using Net Banking. Follow these simple steps to add money to your wallet through Internet banking:

  • Open the Paytm mobile application and click the ‘Paytm Wallet’ icon
  • The following screen will display several options, one of which is to ‘Add Money.’ Enter the amount you want to add to your Paytm wallet in this section.
  • Apply a Promo code, if any, and click on ‘Proceed to add Rs. XXX’
  • Following that, your Paytm app will allow you to view all of the linked bank accounts. You can access ‘Net Banking’ by scrolling down the screen.
  • You will be asked to choose your bank from a list as you proceed with Net banking. If your bank’s name is not displayed, click ‘View All Banks.’
  • Select your bank and click on ‘Pay’. Don’t forget to ‘link your bank with your Paytm account for faster payments in the future’
  • You will then be taken to your bank’s official internet banking page, where you must enter your Customer ID and MPIN in order to access your net banking account. You can also sign in by using your login information instead.
  • You can log in to your bank account through internet banking and make the required payment to add money to your wallet.
  • Note that if you are a Citibank account holder, then you can use the bank’s internet banking site/app and go to ‘Recharge Wallet’ to add money to Paytm Wallet

Add Money to Paytm Wallet Through Debit/Credit Card

You can add money to your wallet through credit or debit cards associated with any bank. Follow these guidelines to use card payment for adding money to the wallet-

  • Open the Paytm mobile application and click the ‘Paytm Wallet’ icon
  • The option to “Add Money” will be one of many options on the next screen. Enter the amount you want to add to your Paytm wallet here.
  • Apply a Promo code, if any, and click on ‘Proceed to add Rs. XXX’
  • Next, you will be able to see all the linked bank accounts with your Paytm app. Upon scrolling down the screen, you will find the option of ‘Prepaid, Debit and Credit Cards’
  • Now, you will be asked to enter your card details. Once you have carefully added and verified those details, click on ‘Pay’
  • Enter your information and the necessary password, then press the ‘Proceed’ button. Next, you will now receive an OTP on your registered mobile number to confirm the transaction. Enter the OTP and click ‘Pay.’
  • The amount will be deducted from your credit/debit card and added to your wallet.

Note that your CVV is not stored in Paytm even if you save the card details. This is for the safety purpose of the consumers. Every time you make a payment or add money to your wallet using cards, you will be required to enter your CVV as well as the OTP (One Time Password).

Add Money to Paytm on Third Party Applications

You can not only make payments via the Paytm app on third-party applications but also recharge your wallet through these apps for a seamless experience. This is how you can do it:

  • Go to the Payments section of third party apps like Zomato, Uber, etc. where you can save your wallet details
  • You must first link your wallet to the third-party app, after which it will display your wallet balance whenever you try to place an order. You can also add money to/recharge your wallet without having to open the Paytm app first.
  • To add money to your Paytm app on a third-party app like Zomato, for example, you must first do the following:
  • Open the Zomato application on your mobile device
  • Click on your profile photo visible on the top right corner of the main screen
  • Click on the ‘Payments’ option on the top menu bar
  • Out of the various payment options, click on the ‘Paytm’ option under the ‘Wallets’ section
  • Now, enter your mobile number and click on ‘Continue’ to first link your wallet to the Zomato app
  • Enter the OTP sent to your mobile number and click on ‘Proceed’
  • Your Paytm wallet is now linked to your Zomato app
  • Now, under the ‘Wallets’ section, click on ‘Paytm’ followed by clicking on the ‘Recharge wallet’ option
  • Enter the amount that you wish to add to your wallet and click on ‘Proceed to Add Money’
  • The list of your linked accounts will be displayed. Select the bank account from which you want to add the money and enter your passcode. Next, click on the ‘Pay’ option
  • The money will be debited from your bank account and will be added to your Paytm wallet
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