UPI Request Money API

byPaytm Editorial TeamOctober 20, 2025

Meaning

This set of UPI APIs allows businesses to programmatically request payments from customers.

Definition

It’s a system where a service initiates a ‘pull’ payment from a user via their UPI ID.

How It Works

A merchant invokes the API with the payer’s UPI ID and amount. The payer gets a notification on their app to approve or decline the UPI transaction.

Key Benefits

Enables quick, secure, and error-free payment collection directly into business accounts. It offers users a convenient approval process for UPI payments.

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