Kisan Credit Card (KCC)

byPaytm Editorial TeamNovember 5, 2025

Meaning

The Kisan Credit Card is a vital financial tool assisting Indian farmers with timely and flexible credit for their agricultural needs.

Definition

KCC, or Kisan Credit Card, is a government scheme providing short-term credit for crop production and farm-related expenses. It offers financial support at reasonable interest rates.

Purpose and Key Features

Its core purpose is to meet agricultural credit requirements. Key features include flexible repayment linked to harvest and simplified credit access.

Benefits

Farmers get convenient funds for cultivation, post-harvest costs, and working capital for allied activities, ensuring efficient financial management.

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