Linked Bank Accounts

byPaytm Editorial TeamLast Updated: September 15, 2025

Definition

Linked bank accounts are bank accounts connected to a payment app like UPI. This connection allows users to send, receive, and manage money directly without needing separate wallets.

Benefits

  • Supports multiple accounts in one app.
  • Eliminates the need to carry cash.
  • Safe as money always stays in the bank.

Examples

People often link their salary account, savings account, or joint account to UPI apps for daily transactions.

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