Yes, you can link multiple bank accounts to Paytm UPI! This feature allows you to manage all your bank accounts in one place and choose which account to use for each transaction.

How Many Bank Accounts Can You Link?

• You can link multiple bank accounts from different banks.
• Each bank account gets its own unique UPI ID.
• You can set one account as the primary/default for payments.

Steps to Add a Second Bank Account

1. Open the Paytm App.
2. Tap on your profile icon at the top-left corner.
3. Go to 'UPI & Payment Settings'.
4. Tap 'Add Bank Account' or 'Link New Bank'.
5. Select your bank from the list.
6. Verify via SMS (mobile number must be linked to the bank account).
7. Create a UPI PIN for this account.
8. Your second bank account is now linked!

Managing Multiple Bank Accounts

Set Default Account

1. Go to 'UPI & Payment Settings'.
2. Tap on 'Bank Accounts'.
3. Select the account you want as default.
4. Tap 'Set as Primary'.

Switch Between Accounts During Payment

1. While making a payment, before entering UPI PIN.
2. Tap on the bank account shown.
3. Select the account you want to use.
4. Complete the payment with that account's UPI PIN.

Benefits of Multiple Accounts

• Flexibility: Choose which account to debit for each transaction.
• Backup: If one account has issues, use another.
• Separate Finances: Keep personal and business transactions separate.
• Balance Management: Distribute spending across accounts.

Important Notes

• Each account has a separate UPI PIN - remember them all.
• The daily transaction limit applies per account.
• You can receive money to any of your linked UPI IDs.

For more details, visit: Link Multiple Bank Accounts