Setting up UPI on Paytm is quick and easy. Follow this guide to activate UPI and start making instant bank-to-bank payments.

Prerequisites

Before activating UPI, ensure you have:

• A smartphone with the Paytm App installed.
• An active bank account with mobile banking enabled.
• Your mobile number linked to the bank account.
• Your debit card details (for setting UPI PIN).

Steps to Activate UPI on Paytm

Step 1: Open Paytm and Login

1. Download Paytm from Play Store or App Store (if not installed).
2. Open the app and log in with your mobile number.
3. Verify with OTP.

Step 2: Link Your Bank Account

1. Tap on your profile icon at the top-left corner.
2. Select 'UPI & Payment Settings'.
3. Tap 'Link Bank Account' or 'Add Bank Account'.
4. Choose your bank from the list of supported banks.
5. Paytm will automatically detect your account linked to your mobile number.

Step 3: Verify Your Account

1. Paytm sends an SMS from your phone to verify your mobile number with the bank.
2. This verification is automatic—just ensure SMS permissions are granted.
3. Your bank account details will be fetched automatically.

Step 4: Create UPI PIN

1. Enter the last 6 digits of your debit card number.
2. Enter the card's expiry date.
3. An OTP will be sent to your registered mobile number.
4. Enter the OTP and create a UPI PIN (4 or 6 digits).
5. Confirm your UPI PIN.

Step 5: Start Using UPI

Your UPI is now activated! You can:

• Send money to UPI ID, mobile number, or bank account.
• Scan QR codes to pay merchants.
• Receive money using your UPI ID.
• Pay bills and recharges.

Troubleshooting

• Account Not Found: Ensure your mobile number is registered with your bank.
• SMS Verification Failed: Check if SMS permissions are enabled for Paytm.
• Invalid Card Details: Double-check your debit card number and expiry date.

For more help, visit: UPI Setup Guide