Sending money using UPI on Paytm is quick, secure, and available anytime. You can transfer money instantly using a UPI ID, mobile number, bank account details, or by scanning a UPI QR code.

What is UPI?

UPI (Unified Payments Interface) is a real-time payment system that allows you to send and receive money instantly between bank accounts using a smartphone. It works by linking your bank account with a UPI ID, mobile number, or QR code, allowing you to make digital payments without sharing your bank account details. UPI can be used for money transfers, bill payments, recharges, and everyday transactions.

Ways to Send Money Using UPI on Paytm

UPI on Paytm gives you multiple ways to send money instantly based on the details available with you. You can transfer money using the recipient's UPI ID, mobile number, bank account details, or by scanning a UPI QR code.

Method 1: Send Money Using UPI ID

1. Open the Paytm App.
2. Tap on 'To UPI ID or Bank A/c' on the home screen.
3. Enter the recipient's UPI ID.
4. Enter the amount you want to send.
5. Add a note (optional) and tap 'Proceed'.
6. Enter your UPI PIN to confirm the payment.

The money will be transferred instantly to the recipient's linked bank account.

Method 2: Send Money Using Mobile Number

1. Open Paytm and tap on 'To Mobile or Contact'.
2. Enter the recipient's mobile number or select a contact.
3. Enter the amount and tap 'Pay'.
4. Enter your UPI PIN to complete the transaction.

If the mobile number is linked with UPI, the money will be credited instantly.

Method 3: Send Money to Bank Account

1. Open Paytm and tap on 'To UPI ID or Bank A/c'.
2. Select the Bank Account option.
3. Enter the recipient's account number and IFSC code.
4. Verify the account holder name shown on the screen.
5. Enter the amount and confirm the payment using your UPI PIN.

Method 4: Send Money by Scanning UPI QR Code

1. Open the Paytm App and tap on 'Scan & Pay'.
2. Scan the recipient's UPI QR code.
3. Enter or confirm the payment amount.
4. Enter your UPI PIN to complete the payment.

UPI Transaction Limits

Type	Limit
Per Transaction	Up to ₹1 lakh (subject to bank limits)
Daily Limit	Depends on your bank and applicable UPI limits

Tips for Safe UPI Transfers

• Verify Details: Always check the UPI ID, mobile number, or bank account details before sending money.
• Never Share UPI PIN: Your UPI PIN is only required to authorize payments and should never be shared with anyone.
• Save Transaction Details: Keep receipts or transaction details for important payments and future reference.