What is the limit for UPI money transfers?

The standard UPI transaction limit set by NPCI is ₹1 lakh per day. However, limits can vary based on the bank and transaction category.

• Standard Limit: Up to ₹1 lakh per day for regular person-to-person transfers.
• Enhanced Limits: Up to ₹5 lakh for specific categories like hospitals, educational institutions, tax payments, and IPO applications.
• Transaction Count: Users are generally restricted to 20 successful transactions within a 24-hour period.
• New Users: A temporary limit of ₹5,000 typically applies for the first 24 hours after setting or resetting a UPI PIN.