The transaction limit in BHIM is determined by NPCI regulations and your individual bank's policy. The standard daily limit for most peer-to-peer transfers is ₹1,00,000. To increase your capacity for larger payments, you can utilize the enhanced limit of up to ₹5,00,000 for specific categories like healthcare, education, insurance, and IPO subscriptions. If your current limit is lower than the standard ₹1,00,000, contact your bank to verify if your account can be upgraded to the maximum permissible limit.
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