What is the transfer limit in UPI?

The standard UPI transfer limit set by the National Payments Corporation of India (NPCI) is up to ₹1 lakh per day for person-to-person (P2P) transactions. However, specific categories have higher limits:

• Daily P2P and standard merchant payments: ₹1 lakh
• Education, healthcare, and tax payments: Up to ₹5 lakh
• Capital markets, insurance, and IPO applications: Up to ₹5 lakh
• Daily aggregate limit for specific P2M categories: Up to ₹10 lakh

Individual banks may set lower limits based on their internal risk policies.