What is the BHIM UPI limit?

The standard transaction limit on BHIM is ₹1,00,000 per transaction and per day for regular payments. However, specific categories allow higher limits:

• ₹5,00,000 per transaction for insurance, capital markets, travel, and healthcare.
• ₹5,00,000 for IPO and RBI Retail Direct schemes.
• ₹10,00,000 daily aggregate limit for select high-value categories like insurance and investments.

New users are restricted to ₹5,000 for the first 24 hours. Note that individual banks may set lower limits based on their own policies.