How much money can we transfer by UPI?

The standard UPI transaction limit is Rs 1 lakh per day for most peer-to-peer transfers. However, the National Payments Corporation of India (NPCI) has set higher limits for specific categories:

• Tax Payments, Hospitals, and Educational Institutions: Up to Rs 5 lakh per transaction.
• Capital Markets, Insurance, and Travel: Up to Rs 5 lakh per transaction.
• IPO and RBI Retail Direct Schemes: Up to Rs 5 lakh per transaction.

Individual banks may set lower internal limits. Additionally, there is a daily cap of 20 successful transactions.