Does my credit score drop when it is checked?

No, checking your own credit score does not cause it to drop. In India, when you check your credit score through credit bureaus like CIBIL, Experian, or Equifax, it is considered a soft inquiry. Soft inquiries have no impact on your credit rating, regardless of how often you check. However, hard inquiries, which occur when a bank or lender checks your score for a loan or credit card application, may cause a temporary minor dip. It is a good financial practice to monitor your report regularly to ensure all information is accurate.