Credit Score

Does your credit score change when you check it?

No, checking your own credit score does not change or lower it. In India, when you check your score through authorized bureaus like CIBIL, it is classified as a "soft inquiry."
  • Soft inquiries have no impact on your credit health or history.
  • You can monitor your score as often as needed to ensure information is accurate.
  • Only "hard inquiries," which occur when a lender reviews your report for a loan or credit card application, can slightly affect your score.

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