No, checking your own credit score does not change or lower it. In India, when you check your score through authorized bureaus like CIBIL, it is classified as a "soft inquiry."
- Soft inquiries have no impact on your credit health or history.
- You can monitor your score as often as needed to ensure information is accurate.
- Only "hard inquiries," which occur when a lender reviews your report for a loan or credit card application, can slightly affect your score.