Does checking your credit score lower it?

No, checking your own credit score does not lower it. When you or a service provider checks your score for informational purposes, it is classified as a soft inquiry. Soft inquiries have no impact on your credit score, regardless of how frequently they occur. In contrast, hard inquiries, which happen when a bank or lender evaluates your credit report during a loan or credit card application, can result in a minor, temporary dip in your score. Regularly monitoring your credit is a healthy financial habit that helps track your eligibility and detect errors.