Does my credit score decrease if I check it?

No, checking your own credit score does not decrease it. When you check your own score, it is classified as a soft inquiry, which has no impact on your credit health. In India, credit bureaus like CIBIL, Experian, and Equifax allow individuals to monitor their reports regularly.

• Soft Inquiry: Occurs when you check your own score; does not affect your points.
• Hard Inquiry: Occurs when a lender checks your score for a loan or credit card application; may cause a temporary dip.