Does checking your credit score often lower it?

No, checking your own credit score does not lower it. When you check your score through official platforms or credit bureaus like CIBIL, it is considered a "soft inquiry." Soft inquiries have no impact on your credit health, regardless of how frequently you perform them.

In contrast, "hard inquiries" occur when a bank or lender checks your credit report to evaluate a loan or credit card application, which can temporarily decrease your score. Regularly monitoring your own score is a good financial habit that helps you track your credit standing and identify any errors.