How to file cheque bounce case

To file a cheque bounce case in India under Section 138 of the Negotiable Instruments Act, follow these steps:

• Present the cheque to the bank within three months of the issue date.
• If it bounces, collect the 'Cheque Return Memo' from the bank.
• Send a formal legal notice to the drawer within 30 days of receiving the memo, demanding payment within 15 days.
• If the drawer fails to pay within those 15 days, file a criminal complaint before the Magistrate within the next 30 days.

Ensure you preserve all original documents, including the cheque, memo, and proof of notice delivery.