How to Invite Friends to Paytm and Earn Cashback?

byPaytm Editorial TeamNovember 10, 2025

The Paytm Refer & Win program is a great way to invite friends to the app and earn cashback or rewards when they make their first UPI payment. Share your unique referral link quickly and easily!

Simple Steps to Invite Friends and Earn

Here are the simple steps to invite friends to Paytm using the Refer & Win feature:

  • Step 1: Open the Paytm App and use the search bar to find ‘Refer & Win’ (or ‘Refer & Earn’) and tap on the option.
  • Step 2: On the ‘Refer to Paytm UPI’ page, choose your preferred sharing method:
    * ‘Invite via Whatsapp’ (to send a direct message).
    * ‘Invite via Referral QR’ (to share your unique QR code).
    * You can also select other options like SMS or ‘More’ for different apps.
  • Step 3: Send the unique referral link/code to the friends you want to invite.
  • The referral is completed and you will receive your cashback/reward when your friend:
    • Installs the Paytm App via your link.
    • Links their Bank Account.
    • Makes their first UPI Payment.
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