Ever wished you could enjoy the convenience of UPI payments while still taking advantage of the flexibility of a credit card? Now, with RuPay credit cards, you can do just that! Imagine paying for groceries, dining out, or booking tickets using UPI—but instead of the amount being debited instantly from your bank account, it gets added to your credit card bill, which you can pay later during your billing cycle. It’s like having the best of both worlds—instant UPI ease with the benefits of credit card rewards and payment flexibility.
By linking your RuPay credit card to UPI on Paytm, you unlock a seamless payment experience for all your transactions. Whether it’s a small shop or a big online platform, you can use your RuPay credit card through UPI just like any other bank account.
How to Link Your Rupay Credit Card on Paytm?
Follow these simple steps to link your Paytm Rupay Credit Card and start enjoying seamless UPI payments:
Step 1: Open the Paytm app and navigate to the ‘Loans & Credit Cards’ section.
Step 2: Tap on ‘View All’ and select ‘Link RuPay Credit Card to UPI’.
Step 3: Choose your issuing bank from the drop-down menu.
Step 4: Your masked credit cards, linked to your bank-registered mobile number, will appear on the screen.
Step 5: Select the credit card you wish to link and confirm your choice.
Step 6: Set up your UPI PIN to complete the process.
Why Link Your RuPay Credit Card to Paytm UPI?
Linking your RuPay credit card to Paytm UPI unlocks a range of benefits that elevate your payment experience. Here’s why it’s a great idea:
- Flexible Payment Option
With your RuPay credit card linked to Paytm UPI, payments are debited directly from your credit card instead of your bank account. This means you can pay now and settle the bill at the end of the month, just like any regular credit card payment.
- Increased Convenience
UPI is one of the easiest and fastest payment methods available, and by linking your RuPay credit card, you can make transactions on the go.
- Earn Rewards on Payments
When you use your RuPay credit card for UPI transactions, you get to earn reward points, cashback, or other benefits that credit card issuers often offer. This means you can enjoy your purchases while getting rewarded at the same time.
- Secure Transactions
RuPay and Paytm are both known for their robust security features. By linking your RuPay credit card to Paytm UPI, you get the security and encryption that ensures your payments are protected against fraud.
- No Need for Separate Accounts
Linking your credit card to UPI means you can use your credit card without needing to switch between apps or wallets, simplifying the entire payment process.
- Helps with Budgeting
Since you can track all your UPI transactions through the Paytm app and view your credit card payments at the end of the month, managing your budget becomes a lot easier.
Linking your RuPay credit card to Paytm UPI is a game-changer when it comes to managing your payments efficiently. It gives you the flexibility to pay using UPI and settle the amount later with your credit card. Plus, you’ll enjoy rewards, enhanced security, and the convenience of tracking your transactions in one place. With just a few simple steps, you can unlock a seamless payment experience that combines the best of both worlds—UPI convenience and credit card flexibility.
Disclaimer: The purpose of this blog is to simplify complex processes for readers’ understanding. Please note that some information and screenshots provided may become outdated or change over time. However, we strive to keep our blogs updated and relevant to provide accurate and helpful information.
