How to Use Paytm to Check Total Bank Account Balance?

byDilip PrasadJune 30, 2025
Total balance check

Paytm continues to innovate by launching a powerful feature—Total Balance View—for users managing finances across multiple bank accounts. This addition enhances how users interact with UPI-linked accounts, offering a one-stop view of total funds without toggling between different bank apps.

What is the Total Balance View Feature in Paytm?

With this update, Paytm now enables users to check the total balance of all UPI-linked accounts right inside the app. The feature aggregates balances across different bank accounts after secure UPI PIN verification, offering a consolidated snapshot instantly.

This is particularly helpful for users with multiple accounts for salary, savings, or budgeting purposes, helping them avoid confusion and stay in control of their money.

Why Paytm Check Total Bank Balance Feature Matters

Manually switching between apps or calculating your total balance can be time-consuming and error-prone. This feature eliminates all that by automating the process—making it faster and more transparent.

Whether you’re budgeting, checking funds before a big transaction, or simply reviewing your finances, this feature offers ease and peace of mind.

Steps to Check Account Balance Using Paytm App

Follow these simple steps to check your total and individual bank balances on the Paytm app:

  1. Open the Paytm app and navigate to the “Balance & History” section
  2. Link your UPI-enabled bank accounts, if not already linked
  3. Once linked, check the account balance for each linked account one by one by entering your secured UPI PIN
  4. At the top of the screen, the app will automatically calculate and display the total balance across all linked accounts every time a balance is checked

“We believe in simplifying financial management through continuous innovation. With Total Balance View, users who have linked multiple bank accounts for UPI on the Paytm app can effortlessly check both total and individual bank balances. This makes it easier to track expenses, plan spends, manage savings, and make informed financial decisions”

– Paytm Spokesperson

Key Benefits of Checking Bank Balance via Paytm

  • Quick access to multiple bank account balances in one place
  • Secure verification using your UPI PIN
  • Real-time balance updates
  • Automatic display of total balance after checking all accounts
  • No need for multiple banking apps

Whether you’re budgeting or keeping tabs on spending, knowing how to check bank balance in Paytm is a must for smart financial tracking.

Conclusion: From checking balances to managing money smarter, this feature makes the Paytm app a go-to solution for digital banking. Try the feature today and stay in full control of your finances with just a few taps.

FAQs

How often can I use the total balance feature in the Paytm app?

You can use the total balance feature as often as needed. Every time you check the balance of any linked bank account, Paytm dynamically updates and displays the total balance across all UPI-linked accounts in real time.

What happens if one of my linked bank accounts fails to fetch balance?

If any linked account fails to fetch the balance due to server issues or incorrect UPI PIN, Paytm will still show the total balance of all successfully verified accounts. You can retry fetching the failed account's balance individually.
Yes, you can unlink any bank account from your UPI profile on Paytm at any time. The total balance display will automatically update to reflect only the remaining linked accounts.

Is internet connection required to check total balance on Paytm?

Yes, you need a stable internet connection and SMS permissions to verify UPI PINs and fetch updated balances for each linked bank account.
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