Key Highlights at a Glance
- Create custom UPI IDs like name@ptyes or name@ptaxis
- Ensure UPI privacy by hiding mobile numbers during payments
- Strengthen privacy, transaction security with personalized, secure UPI identity
- Simple, user-friendly setup process via the Paytm app
- Part of a suite of 7+ innovations that improve Paytm UPI success rate and convenience
The future of secure digital payments just got a privacy boost. Paytm has launched personalized UPI IDs to give users more control, privacy, and flexibility in their financial transactions. This new feature directly addresses concerns around mobile number exposure during UPI payments, offering users the ability to send and receive money without revealing personal phone numbers.
Why Personalized UPI IDs Matter
The new update lets users create custom UPI handles like name@ptyes or name@ptaxis. These Paytm UPI IDs are currently available on handles issued by Yes Bank and Axis Bank, with more banking partners expected to support the feature soon.
Whether you’re making daily payments at a store, sending money to a friend, or settling up with a vendor, a personalized UPI ID makes the transaction safer and more user-friendly. You no longer need to share your phone number—your UPI ID becomes your unique digital identity, ensuring increased privacy and professionalism.
“We have introduced personalized UPI IDs to offer more choice and privacy in payments. We heard the feedback from our customers who wanted to keep their mobile numbers private, and built this solution to address that need. We remain committed to developing thoughtful innovations that make payments safer and more convenient for all,” said Paytm spokesperson
How to Create a Personalized UPI ID on Paytm
Setting up your custom UPI ID is simple. Just follow these steps:
- Open the Paytm app
- Tap on the profile icon and go to ‘UPI Settings’
- Select ‘Manage UPI ID’ and choose a personalised ID (e.g., name@ptyes)
- Confirm and activate the new UPI ID as the primary UPI ID to be used for payments
Once activated, all your future UPI transactions can be routed through this ID, without revealing your mobile number.
Other Smart UPI Innovations by Paytm
The personalized UPI feature is part of a broader suite of tools launched by Paytm to enhance payment experiences:
- Hide or unhide transactions for added privacy
- Spend categorization & monthly summaries to track finances
- Receive Money widget on the home screen for real-time payment alerts
- Scan & Pay widget for quick access to QR payments
- Auto top-up for Paytm UPI Lite, enabling smooth low-value payments up to ₹5,000
- Downloadable UPI statements in PDF and Excel formats for easy tracking
- Unified bank balance view across all linked accounts in one dashboard
Paytm UPI Goes Global
In addition to these domestic innovations, Paytm UPI is expanding internationally. Indian travellers can now use Paytm’s UPI services in the UAE, Singapore, France, Mauritius, Bhutan, Sri Lanka, and Nepal, making cross-border digital transactions easier and more secure.
Conclusion: With the launch of personalized UPI IDs, Paytm has once again positioned itself as a pioneer in secure and user-centric digital payments. This feature not only enhances privacy but also gives users more flexibility in how they identify themselves during transactions. As UPI adoption continues to grow, features like these are critical for ensuring trust, safety, and personalization in India’s evolving digital economy.
What are personalized UPI IDs on Paytm?
How can I set up a personalized UPI ID on Paytm?
- Open the Paytm app
- Tap your profile icon → ‘UPI Settings’
- Select ‘Manage UPI ID’
- Choose a personalized ID and confirm to activate it as your primary UPI handle
