How to Add Money to the Paytm Wallet Using a Credit Card?

byPriyanka JuyalLast Updated: January 12, 2023
How to Add Money to the Paytm Wallet Through Credit Card
How to Add Money to the Paytm Wallet Through Credit Card

Paytm wallet is a widely used and well-respected digital wallet in India, with millions of active users conducting transactions daily. It is known for its fast transaction processing and easy-to-use interface. With a Paytm wallet, users can pay bills, recharge their phones, transfer money to bank accounts, and conduct online and offline transactions. In addition, Paytm allows users to easily add money to their wallet using various methods such as credit cards, debit cards, net banking, UPI, and Paytm Payments Bank savings accounts.

This blog will explain how to add money to your Paytm wallet using a credit card.

How to Add Money to the Paytm Wallet Through a Credit Card?

There are two ways to add money to the Paytm wallet, one through the Paytm website and another through the Paytm application. The steps to easily add money to your Paytm wallet using a credit card are as follows:

On Paytm application:

  • Open the Paytm app and log in to your account.
  • From the main menu, select the “Paytm Wallet” option and then choose “Add Money.”
  • You will have the option to select a pre-determined amount or manually enter the amount you wish to add to your wallet.
  • Select “Credit Card” as the payment method for adding money to your wallet.
  • Enter your credit card information and any required passwords or security codes.
  • Once you have entered all the required information, click “Proceed” to complete the process of adding money to your Paytm wallet.

On Paytm website:

  • Go to the Paytm website and log in to your account.
  • Once you are logged in, navigate to your profile and click on the “Your Wallet” option.
  • Enter the amount of money you wish to add to your wallet, then click on the “Add Money” button.
  • You will be presented with a list of payment options that you can use to add money to your wallet.
  • Select “Credit Card” as your preferred payment method.
  • Follow the prompts to enter your credit card information and complete the process of adding money to your Paytm wallet.
  • Once the process is complete, you have successfully added money to your Paytm wallet.
FAQs
Are there credit card charges for adding money to paytm wallet?
If you choose to add money to your account using a credit card, there may be a nominal fee charged by the bank ranging from 1.5% to 3%. This fee is dependent on the specific bank and may vary.
How will a person with no Paytm account receive the money which I have sent through the Paytm application?
If the recipient does not have a Paytm account, the person will receive an SMS with a link to create one. Keep in mind that if the person does not create the account within three days of receiving the funds, you will receive a refund.
How will I know if the transaction I made through Paytm is successful?
You can be certain that the transaction was successful if you receive an SMS from Paytm informing you of the deduction in your account balance. Look for any post-payment confirmation screens in the app. You can also check the Paytm app’s passbook section to keep track of your transactions.
How much will I be charged to send money from the Paytm application?
Transferring money via the Paytm app is free, and the entire amount entered will be transferred to the beneficiary with no charges deducted.
How much money can I add to Paytm wallet from my credit card?
Paytm allows you to add up to INR 10,000 to your wallet using a credit card in a single transaction, and up to INR 1 lakh in a month. However, these limits may vary depending on your account status and other factors, so it’s best to check with Paytm directly for the most up-to-date information.

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