A Pay Request is a UPI-based prompt that allows users to initiate a payment to another user or merchant.
Definition
The meaning of Pay Request in UPI is a transaction type where one party initiates sending money without waiting for a payment request from the receiver.
How It Works
The user enters the receiver’s UPI ID or scans a QR, specifies the amount, and authorizes the payment through their UPI PIN.
Benefits
- Instant and easy payments
- Useful for customer-initiated transfers
- Works with all UPI apps
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