Pay Request

byPaytm Editorial TeamLast Updated: July 11, 2025

A Pay Request is a UPI-based prompt that allows users to initiate a payment to another user or merchant.

Definition

The meaning of Pay Request in UPI is a transaction type where one party initiates sending money without waiting for a payment request from the receiver.

How It Works

The user enters the receiver’s UPI ID or scans a QR, specifies the amount, and authorizes the payment through their UPI PIN.

Benefits

  • Instant and easy payments
  • Useful for customer-initiated transfers
  • Works with all UPI apps

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