Credit Card Tokenization

byPaytm Editorial TeamLast Updated: July 31, 2025

Meaning

Credit Card Tokenization is a process where the actual card number is replaced with a unique digital code or “token” for each transaction.

Purpose

It helps secure your card details during online or in-app purchases by hiding the real card number from merchants.

Benefits

Tokenization reduces the risk of fraud, data leaks, and unauthorized transactions.

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