PM Jan Arogya Yojana

byPaytm Editorial TeamOctober 1, 2025

Meaning

This section delves into the specifics of PM Jan Arogya Yojana, a pivotal health initiative.

Definition

PM Jan Arogya Yojana (PMJAY) is the full form of this scheme. It is a flagship national health protection program launched by the Government of India, aimed at providing health coverage to vulnerable families.

Key Features

PMJAY offers an annual health cover of ₹5 lakh per family for secondary and tertiary care hospitalization. It covers expenses related to pre-hospitalisation, hospitalisation, and post-hospitalisation.

Benefits

Beneficiaries gain cashless access to healthcare services at empaneled public and private hospitals, significantly reducing their out-of-pocket expenses for medical treatments.

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