How to Download Your Paytm UPI Statement and Make Tax Season a Breeze

It’s that time of year again, ITR filing deadlines loom, your Chartered Accountant is asking for bank statements, and you’re scrambling to pull transaction records from four different banking apps.

If you use Paytm UPI to pay your rent, groceries, freelance invoices, or utility bills, those payments are part of your financial portfolio. Your CA needs them to accurately file your income tax return. The good news? Paytm lets you download a complete UPI statement, covering all your linked bank accounts, in under a minute. Here’s everything you need to know.

Step-by-Step: How to Download Your Paytm UPI Statement

Paytm makes it straightforward to download a complete PDF of your UPI payments. Here’s exactly how to do it:

1. Open the Paytm App: Launch the Paytm app on your Android or iOS device. Make sure you’re logged into the account linked to your UPI IDs. Update the app if you haven’t recently. The statement download feature works best on the latest version.
2. Go to Passbook: Tap on the Passbook icon at the bottom of the screen. This is your central transaction history hub. It shows your UPI activity and all linked bank accounts in one place.
3. Select the Bank Account / UPI ID: In Passbook, you’ll see tabs for your Paytm Wallet and each linked bank account. Tap the bank account whose UPI statement you want to download.
4. Tap “Download Statement”: Look for the Download Statement option. Typically a small icon or link at the top right of the transaction list. On some app versions, tap the 3-dot menu and select Download Statement.
5. Choose Your Date Range: Select the period you need. For tax filing, choose 1 April [previous year] to 31 March [current year]. For FY 2024-25: Select 1 April 2024 to 31 March 2025. If the app limits you to 6 months per download, do two back-to-back downloads.
6. Download and Save the PDF: Tap Download. The statement is generated as a PDF and saved to your phone’s Downloads folder. Open it to verify the data before forwarding to your CA.
7. Share with Your CA: Tap Share from your file manager or PDF viewer and send it via WhatsApp, email, or any messaging app directly to your CA. No printing, no scanning — it’s digital-ready.

Tips Before You Share It with Your CA

1. Download the full financial year, not just a few months

The Indian financial year runs from 1 April to 31 March. Missing even one month creates reconciliation gaps that delay your filing.

2. Add context for unusual transactions

If you received a large UPI credit, say Rs. 50,000 from a client, without a clear label, drop your CA a note explaining it. The statement alone may not tell the full story.

3. Send all bank account statements, not just one

If you used Paytm UPI from multiple bank accounts during the year, download and send statements from each. Missing one account is the most common reason for ITR mismatches.

4. Share the PDF, not a screenshot

Always share the original downloadable PDF. Screenshots are not accepted as official records, and CAs cannot work with them programmatically.

5. Do this at least 2 weeks before the deadline

Downloading statements the night before the ITR deadline is the number one source of avoidable stress. Do it now.

The Bottom Line

Tax filing doesn’t have to be a scramble. Your Paytm UPI statement is one of the most complete financial records you have, it captures every payment you made and received across all your linked bank accounts, all in one clean PDF.

Download it, share it with your CA, and let them do their job with everything they need. Open Paytm right now, go to Passbook, and you’ll be done in 3 minutes.