Contactless UPI

byPaytm Editorial TeamLast Updated: July 10, 2025

Definition

Contactless UPI is a way of making UPI payments without touching any physical device like a POS machine or card terminal. It uses NFC or QR technology to process payments instantly.

How It Works

Users can tap their phones on a supported machine or scan a QR code. No need to enter PIN or swipe cards, making it faster and hygienic.

Benefits

  • Safe and hygienic
  • Faster checkout experience
  • Ideal for public places and stores

The definition of contactless UPI includes both tap-to-pay and QR-based scanning methods for touch-free payments.

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