Affinity Card

byPaytm Editorial TeamFebruary 3, 2026

Meaning

An Affinity Card connects your spending with a cause you care about.

Definition

A credit card issued in partnership between a bank and a non-profit or group (e.g., alumni, charity). A portion of its revenue is donated to the partner by the issuer.

How It Works

When used for purchases, the bank makes a small contribution to the partner, at no extra cost to the cardholder. The card usually displays the partner’s logo.

Key Characteristics

Appealing to supporters, these cards turn spending into passive donations. They offer standard credit card features with an added charitable incentive.

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