If you prefer not to use a credit card for shopping both online and offline, there is an alternative option available: a debit card. With a debit card, you can enjoy the same convenience as a credit card without the worry of accumulating debt or dealing with interest charges and late fees.
It’s a simple and easy way to make purchases without the financial obligations of a credit card.
What are Visa Debit Cards?
Visa Debit Cards are payment cards that are linked to your bank account. They allow you to make purchases online, in stores, and withdraw cash from ATMs. They are accepted worldwide wherever Visa cards are accepted. With a Visa Debit Card, you can conveniently access your funds without the need for carrying cash or incurring debt, as the funds are directly deducted from your bank account.
Types of VISA Debit Cards
Visa provides different types and categories of debit cards, each with its own set of features and benefits. These cards provide different benefits and perks to users, allowing you to select the card that best aligns with your requirements and financial situation Let’s explore the different types of Visa debit cards and the bonus points they offer.
1. Visa Classic Debit Card
If you are someone who spends luxuriously on shopping and dining, this card is best for you. Additionally, you get the advantage of using this card for cash withdrawal anytime, anywhere. There are numerous ATMs located worldwide to help you get easy financial assistance. You can also transact securely 24×7 with your VISA Debit Card on Paytm.
Features
- Emergency card replacement if your card gets stolen or lost
- Round-the-clock assistance service offers solutions for general queries seven days a week
- Emergency cash facility
2. Visa Gold Debit Card
This card is suitable for those who wish to indulge in the fancier expenses of life. As a gold cardholder, you get special offers at retail, dining, travel, and entertainment. These features offer you specialised rewards.
Features
- Toll-free access to Visa’s global customer assistance services at all points
- Travel assistance perks
- Medical and legal referrals
Must Read: 5 Awesome Things to Know About Debit Cards
3. Visa Platinum Debit Card
The platinum card is an upgrade to the gold debit card. You get a finer, better upgrade to the offers provided to a gold debit card holder.
Features
- 24×7 concierge services
- Global assistance with account blocking, card replacement, and emergency cash supply (in case of theft or loss)
- Card acceptance at 1.9 million ATMs worldwide
4. Visa Signature Debit Card
The signature card offers rewards, deals, and discounts specially curated to make your life experiences more prosperous and exciting.
Features
- Global acceptance with numerous merchants and sellers
- Option to explore endless deals and offers
Must Read: What are the Different Types of Debit Cards?
5. Visa Infinite Debit Card
The Infinite card is regarded as Visa’s best debit card. In addition to other cards’ perks, cardholders enjoy complimentary access to airport lounges.
Features
- 24×7 access to Visa Infinite concierge services
- Assistance with Visa’s global customer services
- Access to airport lounges
Must Read: How to Activate a Debit Card – Few Easy Steps to Follow
VISA Debit Card Benefits
- They are a safer alternative to cash.
- With a global network of over 1.9 million ATMs, you can withdraw cash anytime and anywhere.
- You can use your card to make purchases globally by enabling the international transaction facility.
- Take advantage of the exclusive benefits, privileges, bonuses, deals and discounts.
- Provision of 24×7 global customer assistance service to provide immediate assistance in case of theft or loss.
- VisaNet powers the security network to provide multi-layered protection to avoid any threats. Host features, such as “Verified by Visa” and a 3-digit security code, provide safe financial exchanges for everyone.
- Visa follows a zero-liability policy to protect you from unauthorised charges in case of theft or loss.
People across the world entrust Visa for their credibility and facilities. There are five types of debit cards, each with its perks and highlights. Users can pick the card best suited to their requirements.
