Pay Rent with Credit Card Online

byMrinal MandalLast Updated: December 29, 2023

Are you looking for ways to pay your rent without spending an amount from your salary or the bank account for the current month? Well, if, yes, then you’ve come to the right place. Paytm has introduced ways to pay rent with credit card online and send the money directly to your recipient’s bank account. Isn’t it something that you have always needed?

Now, are you thinking of how it is possible?

Let’s find out everything you need to know about transferring rent using a credit card to a bank account.

There can be many reasons as to why you would like to pay your rent through a credit card. Some of them being- improving your credit score, getting cashback and loyalty rewards, meeting your annual credit card spend limit or maybe just a delayed salary this month. No matter what the reason may be, you can now pay your rent with a credit card, but how?

The answer to this question is – Paytm. With Paytm’s new rent payment feature, you can pay your rent with your credit card. But how? Let’s find that out!

How to Pay Rent with a Credit Card on Paytm?

It is very easy to pay your rent on Paytm using your credit card. Just follow these simple steps-

  • Open the Paytm mobile application and go to the ‘Recharge & Pay Bills’ section
  • Search for the ‘Rent Payment’ service and tap on it
  • Choose where you want to send the money – to your recipient’s bank account or the UPI ID
  • Enter the bank account details or the UPI ID of your recipient
  • Click on ‘Proceed’ and select ‘Credit Card’ as the mode of your payment
  • Enter your card details and complete the payment

Once you make a payment, you will receive an email and an SMS to confirm your payment. The money will be transferred to your recipient’s bank account within two days.

Why Should I Pay Rent with Credit Card?

There are many benefits of paying your rent with a credit card, some of them are mentioned below:

  • 45 Days of Free Credit Period: There are no credit charges within the first 45 days of paying the rent. However, if you pay your credit card bill before that, you won’t attract any charges for that either
  • Earn Reward Points on Credit Card: Your monthly rent can be a big amount and therefore, using your credit card to pay rent can attract reward points and cashback
  • Improve your Credit Score: Using a credit card for paying rent regularly and paying the credit card bill on time can improve your credit score
  • Meeting Your Annual Credit Spend Limit: A lot of credit card users face the problem of not being able to meet the annual spending limit of their credit cards. By paying the rent with your credit card, you can easily meet your annual spending limit.

Why use Paytm to Pay Rent?

You can pay rent for your house, shop, pay your broker and even the token amount at Paytm. It offers many additional benefits to the users for paying rent on the portal. That makes the overall experience of the users even better for paying their rents online. Here are some of the benefits of using Paytm for paying rent through a credit card-

  • Lowest transaction fee: Paytm only charges 1% of the rent amount when you choose a credit card as the mode of payment. This is the lowest transaction fee in the market for using credit cards to pay rent. There are no transaction fees for using any other payment mode than credit cards
  • Secure, transparent & instant payments: Paytm offers a highly secure, transparent & instant payment mode for your rent with the highest success rate of online payments among all the payment portals
  • Additional cashback & Offers: With every payment, you get a chance to win additional cashback and offers for your future transactions
  • Track Payment History: You can track your rent payments through the ‘Payment History’ section on the Paytm mobile application
  • Easy Dashboard: Manage recipients easily with an easy and interactive Rent Payment Dashboard on the Paytm mobile application


You may find yourself in a situation where you would want to pay your rent using a credit card. It may be due to a delayed salary, improving credit score or winning cashback to save on the rent. No matter the reason, you can simply log in to the Paytm mobile application and pay your rent using a credit card. More than that, you can also send the rent amount directly to your recipient’s bank account.

What are the benefits of paying rent through a credit card?

Making rent payments on Paytm through credit card will help you unlock many benefits-

  • Enjoy cashback offers from Paytm that allow you to save on every rent payment
  • Earn reward points, cashback or air miles from your card issuing bank
  • Enjoy an interest-free credit period of up to 45 days as per your billing cycle
  • Achieve your credit card milestones of fee waiver and bonus rewards
When will the money be transferred to the recipient’s account?
Although Paytm tries to process all the rent transactions as soon as possible, it can take up to 2 working days for the payment to reflect in your recipient’s bank account. You can rest assured that your money is safe and that Paytm will notify you when the transfer is complete.
How will my rent payment be transferred to the recipient?
Your recipient will receive the rent payment directly in his bank account provided by you. Paytm will notify both you and the recipient when the transfer is completed.
Does my recipient need to be a Paytm user or merchant to receive my rent?
No, your recipient need not be a Paytm user or Merchant to receive your rent payment, paid through Paytm.
Are there any limits on the number of rent payments allowed?
Yes, each rent user can make up to 10 rent payments every month. Also, each recipient can receive up to 10 payments every month. These limits are reset on the 1st of every month.
Are there any limits on the amount that can be transferred under rent payment?
Yes, each rent user can make rent payments accumulating to Rs. 200,000 every month. Also, each landlord can receive rent payments accumulating to Rs. 200,000 every month. These limits are reset on the 1st of every month.
Are there any fees/charges on rent payment transactions?
Paytm does levy fees on some payment methods like a credit card. The fee is mentioned on the payment page and included in the total payment. This fee allows Paytm to cover the charges paid to the card-issuing bank.
Is it safe to pay rent on Paytm?
The safety of your information and money is of paramount importance for Paytm. All rent payment transactions on Paytm are encrypted with 128-bit SSL security. Paytm’s real-time monitoring algorithms and risk engine weeds out any suspicious transactions and ensures the customer’s money is always secure.
How do I pay my rent on Paytm?
You can pay rent to your recipient by entering the recipient’s bank account number, account holder name, IFSC Code or you can make payment to the recipient’s UPI ID. Once the recipient details have been added, you can enter the amount to be paid on the next screen. Post which, you will be taken to the payment page where you can pay using any Credit Card, Debit Card, Netbanking or UPI.
What kind of rent payments can I make?
You can pay House Rent, Office/Shop Rent, Property Token, Property Deposit, Broker Payment through Paytm rent payment.
My transaction was put on hold, what to do now?
Paytm tries to transfer all rent payments instantly, but it may take up to 2 days for your recipient to receive the payment in certain cases. You can rest assured that your money is safe and Paytm will notify you when the transfer is complete.
How will rent payment reflect in the recipient’s bank account?
Your rent payment will reflect in your recipient bank account with a description as IMPS / Paytm Transfer / UPI-Paytm.
How can I know the status of the refund for my failed order?
In case of a failed order, Paytm initiates the refund instantly and communicates all details on the post order screen such as bank account details, refund reference number etc. You are requested to check your bank account/Credit Card using the same reference number. It will take 3 working days to reflect the refund amount to the source.
Can I cancel my rent payment?
Paytm’s rent payment service does not allow users to cancel the rent payment order as the rent transfer is initiated to the recipient’s account as soon as the order is placed.

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