You can now link your RuPay Credit Card to Paytm UPI and make payments at any UPI QR code. This feature allows you to enjoy the convenience of UPI while using your credit card's credit limit.

Prerequisites

Before you begin, ensure:

• You have a RuPay Credit Card issued by a participating bank.
• Your mobile number is registered with the credit card account.
• You have the Paytm App installed and updated to the latest version.

Steps to Link RuPay Credit Card

Step 1: Navigate to Credit Card Section

1. Open the Paytm App.
2. Tap on your profile icon at the top-left corner.
3. Go to 'UPI & Payment Settings'.
4. Select 'Link Credit Card on UPI' or 'Add Credit Card'.

Step 2: Select Your Bank

1. Choose your credit card issuing bank from the list.
2. Your RuPay Credit Card details will be fetched automatically if your mobile number is linked.

Step 3: Verify and Set PIN

1. Verify your card details.
2. Set a UPI PIN for your credit card (you may need the last 6 digits of your card and expiry date).
3. Your RuPay Credit Card is now linked!

How to Pay Using RuPay Credit Card on UPI

1. Scan any UPI QR code or enter UPI ID.
2. Enter the amount.
3. Select your linked RuPay Credit Card as the payment source.
4. Enter your UPI PIN and confirm.

Benefits of RuPay Credit Card on UPI

• Wider Acceptance: Pay at any UPI merchant, even those not accepting cards.
• Credit Benefits: Enjoy credit card benefits like reward points and credit period.
• No MDR: Many merchants prefer UPI due to lower charges.

For more details, visit: RuPay Credit Card on UPI