Your UPI PIN is the secure 4 or 6-digit code required to authorize every transaction. Whether you are setting up your account for the first time or updating your PIN for better security, you can manage it easily within the Paytm App.

How to Create a UPI PIN (First-Time Setup)

If you are linking a bank account to Paytm for the first time, follow these steps to generate your PIN:

• Access Settings:

  • Open and log in to the Paytm App.
  • Tap on your Profile Icon in the top-left corner.
  • Select 'UPI & Payment Settings'.

• Link Your Bank:

  • If you haven't done so yet, select the option to link your bank account.
  • Choose your bank from the list. Paytm will automatically fetch the account details linked to your registered mobile number.

• Set the PIN:

  • Once the bank details are verified, you will be prompted to set a UPI PIN.
  • Enter your desired 4 or 6-digit PIN and confirm it.

• Verify via OTP:

  • Paytm will send a One-Time Password (OTP) to your mobile number.
  • Enter the OTP to verify and complete the process.

Result: Your UPI PIN is set, and you are ready to make transactions.

How to Change or Update Your UPI PIN

It is good practice to change your PIN periodically for security. Here is how to update it:

• Navigate to Payment Settings:

  • Open the Paytm App.
  • Tap on your Profile Icon (top-left) and go to 'UPI & Payment Settings'.

• Select Account:

  • Select the specific Bank Account for which you want to update the PIN.
  • Tap on 'Change UPI PIN'.

• Choose Verification Method:

  • You will be presented with two options to verify your identity:
    • Debit Card: Enter the last 6 digits and expiry date of your card.
    • Aadhaar Card: Enter the first 6 digits of your Aadhaar number.

• Enter New PIN:

  • Depending on the flow, you may be asked to enter your Old UPI PIN first.
  • Enter your New UPI PIN.
  • Re-enter the new PIN to Confirm.

• Success:

  • Your PIN is now successfully updated. Please use the new PIN for all future transactions.