Paytm allows users to link their RuPay Credit Cards for making UPI payments at eligible merchants. However, this facility is available only for RuPay credit cards issued by banks that are officially enabled for UPI transactions as per NPCI guidelines.

RuPay Credit Card Offering Banks on Paytm

Currently, the following banks' RuPay credit cards are supported for UPI on Paytm:

• AU Small Finance Bank
• Axis Bank
• Bandhan Bank
• Bank of Baroda
• Bank of India
• Canara Bank
• City Union Bank
• CSB Bank
• DCB Bank
• Dhanlaxmi Bank
• Equitas Small Finance Bank
• ESAF Small Finance Bank
• Federal Bank
• HDFC Bank
• HSBC
• ICICI Bank
• IDBI Bank
• IDFC FIRST Bank
• Indian Bank
• Indian Overseas Bank
• IndusInd Bank
• Kotak Mahindra Bank
• Punjab National Bank
• RBL Bank
• Saraswat Co-Operative Bank
• State Bank of India (SBI)
• SBM Bank India
• Slice Small Finance Bank
• Splito by SBI Card
• Suryoday Small Finance Bank
• Tamilnad Mercantile Bank
• Jammu and Kashmir Bank
• Union Bank of India
• Unity Small Finance Bank
• Utkarsh Small Finance Bank
• Yes Bank

How to Know If Your RuPay Credit Card Supports UPI on Paytm?

1. Open the Paytm app.
2. Go to the UPI section and select the option to link a credit card.
3. Select your bank and enter your RuPay Credit Card details.
4. If your card is supported, it will be linked successfully.

What If Your Bank Is Not Listed?

If your bank does not appear in the supported list, it means your RuPay Credit Card is currently not enabled for UPI payments. Only banks approved under NPCI guidelines can provide RuPay Credit Card UPI functionality.

The list of supported banks may expand in the future as more banks enable RuPay Credit Card-based UPI payments.

Which Banks Offer RuPay Credit Cards?

Many leading banks, including SBI, HDFC Bank, ICICI Bank, Axis Bank, Kotak Mahindra Bank, and others, offer RuPay Credit Cards with UPI payment support. The availability of UPI functionality depends on whether the specific bank and card variant are enabled for this feature.