Paytm allows eligible users to link their RuPay Credit Card with UPI and make payments at supported merchants. Before you activate credit card on UPI, ensure that your RuPay Credit Card is issued by a bank that supports credit card-based UPI payments as per NPCI guidelines.

How to Add RuPay Credit Card to UPI on Paytm?

1. Open the Paytm app on your smartphone.
2. Tap your Profile icon in the top-left corner and select UPI & Payment Settings.
3. Tap Link RuPay Credit Card to UPI (or the option to add a RuPay credit card).
4. Select the bank that issued your RuPay Credit Card.
5. Enter your credit card details and complete the verification process.
6. Once the verification is successful, your RuPay Credit Card will be linked to UPI on Paytm and ready for eligible UPI payments.

How to Make UPI Payment Through RuPay Credit Card on Paytm?

1. Open the Paytm app and scan the merchant's UPI QR code.
2. Enter the amount you want to pay.
3. Select your linked RuPay Credit Card as the payment method.
4. Confirm the payment by entering your UPI PIN.
5. Your payment will be processed instantly, and you'll receive a confirmation once the transaction is successful.

Things to Know Before Activating RuPay Credit Card on UPI

• Only eligible RuPay Credit Cards can be linked for UPI payments on Paytm.
• Your bank must support RuPay Credit Card-based UPI transactions.
• Credit Card UPI payments are available only for eligible merchant payments.
• Rewards, cashback, and other benefits depend on your credit card issuer's terms and conditions.