A Paytm Scratch Card is a digital reward card that you earn after completing eligible transactions on the Paytm App. It's designed to add an element of surprise and excitement to your payments.

How Scratch Cards Work

1. Earn: Complete a transaction that's part of an active scratch card offer.
2. Receive: A scratch card is credited to your 'Cashback & Offers' section.
3. Scratch: Tap on the card and swipe to reveal your reward.
4. Redeem: The reward (cashback, voucher, etc.) is credited based on the offer terms.

Types of Rewards in Scratch Cards

• Cashback: Direct money credited to your linked bank account.
• Cashback Points: Points that can be redeemed for vouchers or discounts.
• Discount Vouchers: Coupons for specific brands or services.
• Better Luck Next Time: Not all scratch cards guarantee a reward.

Where to Find Your Scratch Cards

1. Open the Paytm App.
2. Tap on 'Cashback & Offers' on the home screen.
3. Select 'Scratch Cards' to view all your cards.

Important Points to Remember

• Validity: Scratch cards have an expiry date. Scratch them before they expire or you'll lose the reward.
• Reward Value: The reward amount varies and is often randomized (e.g., 'Earn up to ₹100').
• Terms Apply: Each scratch card offer has specific terms regarding eligibility, minimum transaction value, and reward credit timeline.

How Rewards Are Credited

• Cashback: Usually credited within 24 hours to your linked bank account or as cashback points.
• Vouchers: Added to your 'Vouchers' section in the app.

For more details, visit: Paytm Rewards FAQ