If your ticket booking transaction on Paytm is continuously failing, here are the most likely reasons:
Card/Payment Security Failure: Incorrectly entered CVV, Expiry Date, or wrong/delayed entry of the OTP (One-Time Password).
Bank Limits & Blocks: You have exceeded the daily transaction limit set by your bank, or your bank has flagged/blocked the transaction for security reasons.
Insufficient Funds: For a Debit Card or Bank Account, there are not enough funds to cover the ticket price.
Time-Out/Seat Availability Conflict: The required seats or tickets were sold out between the time you selected them and the payment completion, causing the transaction to fail.
System/Network Error: A temporary glitch or time-out with the Paytm payment gateway, your bank's server, or the ticketing partner's server is causing the continuous rejection.
Previous Pending Attempt: An earlier attempt for the same booking may be stuck in a pending state, preventing a new, successful transaction.
What You Should Do
Re-verify Details: Re-attempt the booking, ensuring all card details are correct and the OTP is entered immediately.
Check Bank: Contact your bank to confirm your daily transaction limit and the card's status.
Try Alternate Payment: Use a different Debit/Credit Card or switch to UPI/Net Banking as the payment option.
Wait and Retry: Wait 15-30 minutes before trying again, as this can resolve temporary system conflicts or server overloads.
Contact Support: Note the failed transaction ID and contact Paytm Help & Support for specific assistance with the platform or partner.