The inability to add money to your Paytm Balance using Net Banking typically stems from one of four main issues:

• Bank Transaction Limits: Your source bank may have a daily or per-transaction limit for online transfers, which you have either met or exceeded.

• Insufficient Balance: The amount you are attempting to add is greater than the available balance in your linked bank account.

• Credential Errors or Downtime: You may have entered incorrect Net Banking login details, password, or the One-Time Password (OTP). Alternatively, your bank's Net Banking service could be facing temporary technical downtime.

• Regulatory/System Restrictions: The receiving Paytm instrument (such as a Gift Voucher balance or the general stored value account) may have reached a technical limit, or the transaction is being restricted due to temporary system-wide updates or regulatory requirements on the Paytm platform.

Actionable Steps:

• Verify your available bank balance and check your bank's daily transaction limit.

• Ensure you are entering the correct Net Banking credentials and OTP.

• Check if you are trying to add money into a restricted instrument (like a Gift Voucher balance) that may have a limit (e.g., ₹1,00,000 maximum balance).

• Wait a few minutes and try the transaction again, as temporary technical glitches often resolve quickly.

• If the problem persists, try using a different bank account, a different payment method (like UPI), or contact your bank/Paytm Support.