What is the maximum amount for UPI?

The standard maximum limit for UPI transactions is ₹1 lakh per day as per NPCI guidelines. However, this limit varies based on the transaction category and bank policies. Key limits include:

• Standard P2P and P2M transactions: ₹1 lakh per day.
• Educational institutions and Hospitals: Up to ₹5 lakh per transaction.
• IPOs and RBI Retail Direct Schemes: Up to ₹5 lakh per transaction.
• Capital Markets, Insurance, and Tax Payments: Up to ₹5 lakh per transaction with a cumulative daily limit of ₹10 lakh in specific cases.

Individual banks may set lower internal limits for security.