What is the daily limit for UPI transactions?

The standard daily transaction limit for UPI is ₹1 lakh. However, the National Payments Corporation of India (NPCI) has set higher limits for specific categories:

• Education and Healthcare: Up to ₹5 lakh per transaction.
• Capital Markets and Insurance: Up to ₹5 lakh per transaction, with a daily cumulative limit of ₹10 lakh.
• Tax Payments: Up to ₹5 lakh per transaction.

Individual banks may set lower internal limits or transaction counts (usually 20 per day) based on their risk policies.