How to use UPI transactions?

To use UPI transactions, follow these steps:

• Download a UPI-enabled app and link your bank account using your registered mobile number.
• Create a unique UPI ID or Virtual Payment Address (VPA) and set a secure UPI PIN.
• To send money, select the recipient via their UPI ID, mobile number, or by scanning their QR code.
• Enter the amount and authorize the transfer by inputting your secret UPI PIN.

The transaction happens instantly, 24/7, directly between bank accounts.