How to validate a UPI ID?

To validate a UPI ID, enter the recipient's Virtual Payment Address (VPA) into your UPI-enabled application. The system will automatically verify the ID against banking records and display the registered name of the account holder. Follow these steps for secure verification:

• Check that the displayed name matches your intended recipient before authorizing any payment.
• Ensure the format follows standard patterns like name@bankname.
• For capital market transactions, verify that the UPI ID includes a SEBI-approved suffix or a verified icon as per NPCI guidelines.