How to use UPI with a credit card?

To use UPI with a credit card, you must have a RuPay credit card, as the National Payments Corporation of India (NPCI) currently supports this feature specifically for the RuPay network. Follow these steps:

• Open your UPI-enabled application and go to the settings to add a new payment method.
• Select the option to link a RuPay credit card and choose your issuing bank.
• Set up a unique UPI PIN for your card using the card details.
• To pay, scan a merchant QR code, select your linked credit card as the payment mode, and enter your UPI PIN to complete the transaction.